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Ukrainian Processing Center
Ukrainian Processing Center (UPC, (ウクライナ語:Український процесінговий центр)) is a Ukrainian company founded in 1997 which provides processing services and software for banks.〔( Statement from state company register about UPC`s registration )〕 UPC was the first Ukrainian company within the sphere of processing that received MSP and TPP status in VISA and MasterCard. In April 1997 UPC processed the first ATM EC/MC card transaction. Since 2005 UPC has become part of the Raiffeisen Bank International.
The head office of UPC is based in Kiev.〔Yellow Pages. Kiev ().〕 Ukrainian Processing Center provides services to banks in Central and East Europe in the sphere of processing payment cards〔(BUSINESS №35 (918), August 30, 2010 )〕 (salary cards, debit cards, credit cards, pre-paid cards, magnetic stripe cards, smart cards, EMV cards and also contactless smart cards like MasterCard PayPass and VISA payWave〔"Ukrainian Processing Center is on the last stage of project to provide contactless payment". ''Economicheskie Izvestiya'' №84 (1544), May 24, 2011 ()〕), merchant acquiring and ATM channel management.〔Companion-online June 23, 2011: "UPC provides the service of ATM network management to Raiffeisen Bank Aval, Alfa-Bank, Delta-Bank and Bank Forum". ()〕 UPC also offers integrated IT systems for electronic commerce,〔(BUSINESS №44(927) November 1, 2010 )〕 card transactions monitoring systems of fraud prevention, card issuing system and SMS banking service. Moreover, UPC was the initiator of the establishment of the united ATM network "ATMoSphere", which consists of payment cards issuing banks.〔( UBR – Ukrainian Business Resource September 10, 2010 )〕 Annually UPC processes more than 400 million of payment card transactions.〔( Magazine "CarteBlanch" 10'2010 )〕
==History==
In 1997, UPC was established as a processing center providing processing services of debit and credit cards for banks. UPC was the first Ukrainian company that received the status of Member Service Provider MasterCard〔Official document of international payment system MasterCard about status Member Service Provider ()〕〔Official confirmation of status Member Service Provider, that UPC received in 1997 ()〕 и Third Party Processor VISA, and processed first ATM transaction on Eurocard MasterCard on 23 April 1997〔Chek of the first card operation MasterCard in Ukraine ()〕 in 1997. UPC is a member of Ukrainian Interbank Payment Systems Member Association EMA.〔(Official list of EMA Association`s members )〕 UPC's client base consists of largest Ukrainian banks and bank organizations which are issuers or acquirers of payment cards. In 2005, UPC became a part of Raiffeisen Bank International.〔(Raiffeisen International acquires Ukrainian Processing Center )〕 In 2007, UPC started to provide services on the international market. Now UPC processes payment cards, provides ATM and POS acquiring services in Hungary, Albania and Kosovo, and supports electronic commerce in Croatia. Since 2011, UPC processes contactless payments for an Austrian acquiring company.〔( Contactless payments in Austria )〕
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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